Private Medical Insurance
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Private medical insurance pays for treatment for an acute illness, injury or disease which can be cured. Typically, the policy covers:
- Professional fees - consultants, anaesthetists and surgeons but not your GP.
- Hospital charges - nursing, accommodation and operating theatre fees.
- Specialist treatments - physiotherapy, chemotherapy and radiotherapy.
- Drugs used in hospital, dressings, x-rays and necessary tests.
- Home nursing and out-patient treatment.
Many policies also pay cash (around £50 per night) if you are treated as an NHS patient.
Some policies also cover emergency medical treatment while you are travelling abroad.
